What are the stay options?

Short-stay remote-worker visa in the non-resident category

The migration service’s checklist describes a nine-month remote-worker visa, extendable once for another nine months. The category is non-resident, not permanent residence.

The route described here is background information, not confirmation that an individual applicant qualifies. Check the official requirements for your circumstances.

Stay-route details & sources

Source-check date recorded in the country data: 2026-09-17.

  • The route covers qualifying foreign-company employees or independent remote workers whose functions have effects abroad. Foreign-source income must be at least B/.36,000 annually or the equivalent in another currency.
  • Independent workers have separate evidence requirements, including a registered foreign business and a sworn description of client relationships.

When does the US session fall locally?

Panama City reference: 09:30–16:00 during New York standard time and 08:30–15:00 during New York daylight time.

These examples use Panama City local time. The one-hour seasonal difference comes from New York’s clock changes. Calculated from the NYSE 09:30–16:00 New York reference. Holidays and early closes are excluded. This is not the full futures schedule.

This reference describes the main US cash-market session, not the complete futures trading schedule.

What this guide covers

A researched starting point, not a final rating.

Additional starter guides with source-backed stay and workspace notes. These are not final destination rankings or individual eligibility decisions.

Remote-work routes are not automatically available to someone whose income comes only from personal investing or prop-firm rewards. The reviewed requirements concern qualifying work, contracts or businesses. Individual eligibility must be established separately.

Only the information in this starter guide was checked on . This does not refresh older guides or confirm any applicant’s eligibility.

Healthcare & insurance

Insurance must remain valid in Panama.

The checklist requires medical insurance covering Panama throughout the stay. It does not state a numeric coverage minimum in the reviewed insurance item.

Published information
Source and scope
Panama National Migration Service: remote-worker checklist ↗

Official two-page PDF visually checked: foreign income, nine-month duration, extension, insurance and independent-worker documentation.

Checked 2026-09-17.

No insurance price, hospital-quality rating or personal coverage approval is inferred.

Planning note
Workspace example

Obarrio day-pass hours are not the same as membership access.

Panama Coworking publishes Obarrio day-pass hours of 08:00–17:00 Monday–Friday and 08:00–12:00 Saturday.

Published information
Source and scope
Panama Coworking: Obarrio day pass ↗

Operator-published day-pass timetable, not 24-hour visitor access or verified network reliability.

Checked 2026-09-17.

Confirm the booked access plan, holiday hours and actual connectivity. We have not tested the site or its power backup.

Planning note
Taxes & longer stays

Foreign-income evidence is not a blanket tax exemption.

The visa’s foreign-income condition does not establish the individual’s tax residence or liability. Those questions and local banking access remain unassessed.

Planning note
Understanding the clock

Local times, seasonal changes and overnight endings.

These examples use Panama City local time. The one-hour seasonal difference comes from New York’s clock changes. Calculated from the NYSE 09:30–16:00 New York reference. Holidays and early closes are excluded. This is not the full futures schedule.

Calculated examples and source

The examples use the America/Panama time zone and 09:30–16:00 in New York.

2026-01-15
09:30–16:00 local time
2026-07-15
08:30–15:00 local time
2026-03-16
08:30–15:00 local time
2026-10-28
08:30–15:00 local time
NYSE: regular market hours ↗

09:30–16:00 New York reference used for clock conversion; not the full futures schedule or a holiday calendar.

Before choosing a base

Questions that remain personal or property-specific.

The questions below are editorial planning prompts, not requirements attributed to a government or tested property advice.

  • Do the work relationship, foreign income and evidence match the route?
  • Are the independent-worker documents applicable to the case?
  • Does the policy cover Panama for the full authorized stay?
  • Are the conditions for the single extension understood?
  • Is workplace access confirmed for the actual dates and hours?

No affordability, connection reliability, medical-quality, safety or provider-access score has been assigned for these countries. Missing evidence is not a zero score and not permission to use a service.

No provider-by-country clearance is published for these new guides. Rules about nationality, residence, visits and account stages require separate provider-specific evidence.

Which locations are on the research list?

Panama CityBoqueteDavid

These locations are research candidates, not a completed city ranking.

What is still uncertain?

No affordability, connection reliability, medical-quality, safety or provider-access score has been assigned for these countries. Missing evidence is not a zero score and not permission to use a service.

Country research cautions

Notes retained from the underlying country dataset. Later sections may contain additional research.

  • Remote-work routes are not automatically available to someone whose income comes only from personal investing or prop-firm rewards. The reviewed requirements concern qualifying work, contracts or businesses. Individual eligibility must be established separately.
  • No affordability, connection reliability, medical-quality, safety or provider-access score has been assigned for these countries. Missing evidence is not a zero score and not permission to use a service.