Standardized country-level cost-of-living-plus-rent benchmark; your actual budget can differ.
What are the stay options?
International telework / digital nomad visa and residence authorization.
Spain's official consular guidance covers remote workers and professionals working primarily for organisations outside Spain. A visa is generally valid for one year, while eligible applicants already in Spain can apply for a residence authorization of up to three years.
The route described here is background information, not confirmation that an individual applicant qualifies. Check the official requirements for your circumstances.
Stay-route details & sources
Source-check date recorded in the country data: 2026-09-17.
- The route is intended for third-country nationals working remotely for organisations outside Spain.
- Self-employed applicants may perform work for Spanish companies provided that it does not exceed 20% of their total professional activity.
- Official guidance requires a relevant degree or at least three years of professional experience.
- For 2026, official consular guidance lists a minimum of EUR 2,442 per month for a single applicant.
- Private or public health coverage meeting Spanish requirements is required unless qualifying Spanish Social Security coverage can be demonstrated.
When does the US session fall locally?
Roughly 15:30-22:00 local time for the main US cash session during most of the year.
Short daylight-saving transition periods can shift the US session by one hour.
This reference describes the main US cash-market session, not the complete futures trading schedule.
When is the best time to visit?
One main climate reference is sufficient for this Spain guide.
Primary climate reference
Madrid
Best travel time
April–June and September–October
Climate
Continental Mediterranean
Temperatures
Seasonal pattern
Winter days are commonly around 10–12°C with cold nights. July and August frequently reach roughly 32–34°C during the day.
Rain & seasons
What to expect
Summer is very dry. Spring and autumn receive more rainfall, with October among the wetter months.
Why this period?
Travel comfort
Spring and early autumn avoid the strongest midsummer heat while still offering generally comfortable temperatures.
Source checked
2026-10-07 Timeanddate — Madrid climate averages ↗
Climate data & methodology
Temperature and rainfall descriptions summarize historical climate patterns for the named city, region or nearby weather station. They are not forecasts.
“Best travel time” is an editorial weather-based assessment focused on temperature, rainfall, humidity and seasonal comfort. Material local factors such as Chiang Mai's smoke season can also be included where relevant.
Where should remote workers base themselves?
Spain has several practical bases worth comparing. These hubs are starting points for accommodation, internet, coworking and neighborhood research rather than a ranking of the entire country.
Use this as the first city or region to compare neighborhoods, accommodation, connectivity and day-to-day logistics.
Worth comparing if its location, city size, climate or lifestyle fits your stay better.
Worth comparing if its location, city size, climate or lifestyle fits your stay better.
City-level conditions can differ materially from national averages. Check the exact neighborhood, property internet, mobile backup, transport and accommodation costs before booking a longer stay.
Plan a month in Valencia.
Selected accommodation price examples, not city averages, recommendations, availability checks or complete living-cost estimates.
Vivarium Coliving · Individual private room with ensuite bathroom
Listed at EUR 985 per monthOne published private-room category. It is not an average rent or a price for a whole apartment.
What else affects the bill?
The booking FAQ sets a minimum stay of one month, subject to exceptional shorter-stay arrangements.
Availability and dates are confirmed personally. An initial payment secures the reservation; its amount is not specified in the reviewed text.
Ask for the final invoice, utility inclusions, workspace access and any additional charges. No separate fee is assumed to be zero.
Price reference checked . Recheck due 2026-10-17. Confirm your dates, contract and final total with the operator.
This price reference needs review. Ask for a current quote; the copy-price shortcut is disabled.
Build your own monthly plan · EUR
Build a one-month plan using your own quotes and spending choices. Blank means unknown; enter 0 only for something included or not needed. All amounts use the displayed currency. Nothing is saved or sent by this calculator.
Sources & limits of this example
A few published offer details are summarised in our own words. There was no booking, room inspection or permission decision for an individual traveller. We do not turn these examples into a country average, cost label or score, and we do not claim the different room types are comparable.
Vivarium: rooms and booking FAQ ↗
Individual-room monthly price and minimum stay; no room availability established.
Costs, internet, healthcare and safety.
Living costs11.5/15
Standardized country-level cost-and-rent score. Use destination-specific prices for your actual travel budget.
Home internet speedExcellent
358 Mbps country median download speed. Not a guarantee for a particular property.
Mobile internet speed175 Mbps
Country median download speed. Local coverage and reception still need checking.
Healthcare7.75/10
Standardized healthcare-environment score. Insurance requirements and individual treatment access remain separate checks.
Safety & stabilityStrong
Broad national benchmark, not an assessment of a particular city or neighbourhood.
Power reliabilityProperty check needed
Local outage resources and questions for your host are available below. No reliability score is assigned.
Power & backup notes →Data & methodology: practical living
- Fixed / mobile median download
- 357.92 / 175.39 Mbps · Ookla Speedtest Global Index - August 2026
- Global Peace Index
- Rank 27; score 1.654 · Global Peace Index 2026
The original Phase Two cost assessment was withdrawn. Cost scoring is now handled separately through the standardized 2026 Mid-Year Cost of Living Plus Rent benchmark in traderTravelCost.ts. City budgets may still be shown as practical examples but no longer control scoring eligibility.
Speedtest country median download figures are used as connectivity benchmarks. They do not guarantee latency, packet loss, Wi-Fi quality or power continuity at a particular property.
The original Phase Two healthcare rating was withdrawn. Healthcare scoring is now handled separately through traderTravelHealthcare.ts using the standardized Numbeo Health Care Index. Insurance and destination-specific access notes remain practical research rather than inferred healthcare points.
The Global Peace Index is used as a broad national stability and peacefulness benchmark. It is not a destination-specific travel advisory.
- Internet figures are country medians rather than guarantees for an individual accommodation.
- Power reliability and traveler-specific banking access still require separate trip-level verification.
Affiliate link. We may earn a commission at no extra cost to you. Get 10% off your first Saily purchase. The discount is applied automatically through our partner link.
Language, digital services and banking.
EnglishGood
National proficiency benchmark. It does not guarantee English-speaking service at every location.
Digital public servicesExcellent
This comparison describes government services available online, not access to every service for visitors.
Banking infrastructure98% of adults have an account
This measures account ownership among residents. It does not measure foreign visitors' ability to open an account.
Banking for visitorsCheck your status
Published bank or programme conditions are summarized below. They do not guarantee individual approval.
Banking & payment notes →Coworking & workspaceHours depend on the plan
See the documented workspace example below. Published terms are not an on-site performance test.
Workspace access notes →Data & methodology: everyday life
- EF EPI English proficiency
- 540; rank 36; Moderate · EF EPI 2025
- UN E-Government Development Index (EGDI)
- 0.9206; rank 17 · United Nations E-Government Survey 2024
- Resident account ownership
- 98.38% · World Bank Global Findex 2024
EF EPI 2025 is used as a comparable national adult English-proficiency benchmark. It does not measure English availability in a specific neighborhood, hospital, landlord relationship or government office.
The United Nations E-Government Development Index is used as a broad proxy for digital public infrastructure and online public-service maturity. It is not a coworking-space or private-sector infrastructure score.
Global Findex account ownership is used only as a national financial-inclusion benchmark. It measures resident financial-account penetration and is not evidence that a foreign visitor can open a domestic account.
- Spain's EF EPI result is materially lower than Portugal and Croatia in the 2025 edition despite strong digital-government infrastructure.
- The EGDI score reflects digital public administration rather than private coworking quality.
- The very high resident account-ownership figure should not be interpreted as guaranteed account access for temporary visitors.
A non-resident product still has eligibility limits.
Santander publishes a passport-based account for qualifying adult non-residents. The online application is not available from every country of residence.
The product is for new customers living outside Spain. Its published requirements include adulthood and a valid passport; Spanish citizens abroad can use their national identity document.
Online applications are limited to the listed residence countries. The bank describes different identification requirements for foreigners who are tax-resident in Spain.
Questions to ask before relying on this
Our planning checklist, separate from the published facts above.
- Check that the product matches your real country of residence and tax status, rather than just your nationality.
- Confirm the complete fee schedule and physical-card delivery conditions; do not treat a headline transfer fee as the full foreign-exchange cost.
Sources & what was checked
Information checked on . This date applies to this section only. No bank approval, workspace visit or property-level reliability test is claimed.
Santander — Non-Resident Account requirements ↗
One bank’s adult non-resident product; online eligibility is limited to listed residence countries.
A day pass is not the same as 24-hour membership.
Aticco · Barcelona, Madrid and Valencia network
Aticco distinguishes time-limited passes from memberships in its Barcelona, Madrid and Valencia network.
Aticco lists 24/7 access for its memberships, with a minimum two-month commitment in the published comparison.
Vouchers and day-pass access run Monday–Thursday 09:00–18:30 and Friday 09:00–14:00, excluding holidays.
Questions to ask before relying on this
Our planning checklist, separate from the published facts above.
- Confirm the access terms for the specific building and product, especially for Friday afternoons or evening work.
- Check cancellation terms, quiet working areas and whether meeting rooms or extra equipment cost more.
Sources & what was checked
Information checked on . This date applies to this section only. No bank approval, workspace visit or property-level reliability test is claimed.
Aticco — Memberships versus vouchers ↗
Operator’s plan comparison; access and commitment depend on the selected product.
Use the distributor that serves your address.
For properties on the i-DE network, its map is a practical place to check faults and planned power cuts.
i-DE provides an outage map covering information about faults and scheduled interruptions on its distribution network.
The map is a local notice resource, not an uptime guarantee for Spain or for a particular building.
Questions to ask before relying on this
Our planning checklist, separate from the published facts above.
- Confirm with the host whether the property is on the i-DE network; use the correct distributor if it is not.
- Ask about building-level backup power and a separate internet fallback, not just advertised download speed.
Sources & what was checked
Information checked on . This date applies to this section only. No bank approval, workspace visit or property-level reliability test is claimed.
i-DE — Outages map ↗
i-DE distribution-network notices only; not a complete national reliability dataset.
Before using existing accounts abroad
Use these questions when speaking to a provider you already use. This is a planning checklist, not confirmation that an account or service may be used from any of these countries.
Questions for your existing provider
- Does your current account permit access during a temporary stay in the destination, and which services remain available?
- Do nationality, permanent residence, current location or account type change the answer?
- Must you report travel, an address change or a change in tax residence, and are any documents required?
- How will you recover access or complete identity checks while away?
Use only accounts and services for which you meet the provider’s requirements. Do not conceal your location or bypass identity, age or country restrictions.
Provider-specific access remains unscored. A travel visa, fast connection or local bank account is not treated here as permission from another service.
Living here and visiting are different questions.
These notes separate citizenship, your permanent home and a temporary visit. They describe published policies, not approval for a particular person or account.
Not listed does not mean approved. Age, identity, sanctions, residence and account-stage requirements still apply. Do not conceal your location or bypass a restriction.
Policy snapshot: . No personal approval or account-access test is claimed.
Scheduled source recheck is due. Treat this as a dated snapshot, not a current permission.
Topstep Not listed; personal eligibility still matters
- Passport / citizenship
-
Citizenship and residence both affect eligibility; identity exceptions require Topstep review.
Published policy summary Source - Where you permanently live
-
Spain is not named on the reviewed restriction list. This is not individual eligibility approval.
Our check of the published list Source - During a short visit
-
A specific temporary-visit permission was not established by this article.
Not established by the reviewed source Source - Simulated and live accounts
-
This country is absent from both the reviewed ineligible and simulated-only lists; no personal live approval follows.
Our check of the published list Source - Software and connections
-
TopstepX is Topstep's platform; platform availability is not personal travel clearance.
Published policy summary Source - Important policy distinction
-
Topstep says not to trade from an ineligible country, including during brief visits.
Published policy summary Source
Official sources & review scope
Topstep eligibility and travel rules ↗
Citizenship, residence, restricted destinations and separate simulated/live eligibility.
Checked: TopstepX platform overview ↗
Platform identity only, not independent country-access approval.
Checked:Apex Trader Funding Not listed; location and payment rules still apply
- Passport / citizenship
-
Apex checks approved-country ID, primary residence, address and banking when considering restricted-origin exceptions.
Published policy summary Source - Where you permanently live
-
Spain is not named on the reviewed restriction list. This is not individual eligibility approval.
Our check of the published list Source - During a short visit
-
A specific temporary-visit permission was not established by this article.
Not established by the reviewed source Source - Simulated and live accounts
-
No individual live-account or payout approval was verified.
Not established by the reviewed source Source - Software and connections
-
Apex documents Rithmic, Tradovate and WealthCharts account paths.
Published policy summary Source - Important policy distinction
-
Physical presence in a restricted country blocks trading, new purchases and payout requests. Restricted-country payment methods are also prohibited.
Published policy summary Source
Official sources & review scope
Apex restricted countries ↗
Restricted-country list, identity/residence/payment conditions and physical-location restrictions.
Checked: Apex platform choices ↗
Documented connection options only; not a country whitelist.
Checked:FundedNext Futures Travel permission not confirmed
- Passport / citizenship
-
This Futures article frames purchase restrictions by residence. It does not settle every citizenship scenario.
Published policy summary Source - Where you permanently live
-
Spain is not named on the reviewed restriction list. This is not individual eligibility approval.
Our check of the published list Source - During a short visit
-
A specific temporary-visit permission was not established by this article.
Not established by the reviewed source Source - Simulated and live accounts
-
No individual live-account or payout approval was verified.
Not established by the reviewed source Source - Software and connections
-
No independent platform-country permission is established here. CFD network rules are not substituted for Futures rules.
Not established by the reviewed source Source - Important policy distinction
-
Account purchases, temporary visits and progression to live accounts must not be treated as the same permission.
Editorial caution Source
Official sources & review scope
FundedNext Futures restricted countries ↗
Futures purchase restrictions by residence and live-stage Risk Desk review; not the CFD policy.
Checked:Blue Guardian Futures Not listed; no visit clearance established
- Passport / citizenship
-
The article uses both origin and current-location language without resolving every citizenship-versus-residence case.
Published policy summary Source - Where you permanently live
-
Spain is not named on the reviewed restriction list. This is not individual eligibility approval.
Our check of the published list Source - During a short visit
-
A specific temporary-visit permission was not established by this article.
Not established by the reviewed source Source - Simulated and live accounts
-
No individual live-account or payout approval was verified.
Not established by the reviewed source Source - Software and connections
-
Its guide describes Deepcharts and Tradovate/NinjaTrader, including TradingView connectivity through Tradovate.
Published policy summary Source - Important policy distinction
-
It says users located in restricted jurisdictions may be ineligible to open or maintain accounts. No visitor exemption is documented.
Published policy summary Source
Official sources & review scope
Blue Guardian Futures introduction and country restrictions ↗
Restricted countries, location wording and identity checks; no explicit temporary-visitor exception identified.
Checked: Blue Guardian Futures trading platforms ↗
Documented platform options only; not country-level approval.
Checked:My Funded Futures Not listed; personal eligibility still matters
- Passport / citizenship
-
Its identity policy treats citizenship and residency in restricted countries as account-opening restrictions.
Published policy summary Source - Where you permanently live
-
Spain is not named on the reviewed restriction list. This is not individual eligibility approval.
Our check of the published list Source - During a short visit
-
A specific temporary-visit permission was not established by this article.
Not established by the reviewed source Source - Simulated and live accounts
-
No individual live-account or payout approval was verified.
Not established by the reviewed source Source - Software and connections
-
The overview lists NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, DeepChart/DeepDom and ATAS; these are not country permissions.
Published policy summary Source - Important policy distinction
-
The travel exception concerns otherwise eligible existing account holders; support notification is recommended, not described as mandatory.
Published policy summary Source
Official sources & review scope
My Funded Futures identity and eligibility policy ↗
Citizenship/residency restrictions and verification, separate from the travel exception.
Checked: My Funded Futures restricted countries and travel ↗
Country list and the existing-account travel exception, including purchase/reset restrictions.
Checked: My Funded Futures supported platforms ↗
Published platform overview, not live brokerage or traveler approval.
Checked:Tradeify Residence and a temporary visit are treated differently
- Passport / citizenship
-
The reviewed travel FAQ is residence-based. Separate nationality approval has not been established.
Not established by the reviewed source Source - Where you permanently live
-
Spain is not named on the reviewed restriction list. This is not individual eligibility approval.
Our check of the published list Source - During a short visit
-
The FAQ permits temporary travel, including restricted destinations, for otherwise eligible residents. Other account conditions still apply.
Published policy summary Source - Simulated and live accounts
-
No individual live-account or payout approval was verified.
Not established by the reviewed source Source - Software and connections
-
The platform guide lists Tradovate, Rithmic and WealthCharts connections; interfaces depend on the account connection.
Published policy summary Source - Important policy distinction
-
Its FAQ distinguishes an eligible resident's temporary visit from living in a restricted country. Traveling elsewhere does not remove a resident restriction.
Published policy summary Source
Official sources & review scope
Tradeify restricted countries and travel FAQ ↗
Residence-based restrictions and temporary visits; retrieved live-stage descriptions differed, so no definitive Croatia live status is assigned.
Checked: Tradeify supported platforms ↗
Documented connections and associated interfaces; not nationality or travel clearance.
Checked:A working platform login is not proof of permission. Simulated prop accounts, live-funded accounts and personal brokerage accounts can have different eligibility checks.
This section adds no score points. It is not a provider recommendation, a country whitelist or an assessment of your personal eligibility. Account-specific questions require a provider decision.
What needs checking before a longer stay?
Visa permission and tax residency are separate questions. The notes below summarize the current tax-residency research and the rule-complexity score. They are not a personal tax assessment.
Typical trigger
More than 183 days in Spain during the calendar year.
Rule complexity More complex
6/10 in the current research score. This measures how complicated the residence rules are to interpret, not tax rates or the amount of tax payable.
Practical things to know
- The digital-nomad or telework immigration route does not itself determine tax residence.
- A person can therefore need tax-residence analysis before reaching the obvious 183-day threshold if economic or family connections exist.
Detailed tax-residency notes & sources
Source-check date recorded in the tax data: 2026-09-17.
Day count plus economic-interest and family tests
- Spain can also treat an individual as resident when the main centre or base of activities or economic interests is located in Spain, directly or indirectly.
- Spanish rules contain a rebuttable presumption of residence where a legally non-separated spouse and dependent minor children habitually reside in Spain.
- Sporadic absences are generally included when determining the 183-day period unless tax residence in another country is demonstrated.
Double-taxation agreements can modify the result where domestic rules of two countries both claim residence.
This section records domestic tax-residence triggers from official tax or government sources. It does not determine an individual's final tax residence.
Immigration residence, digital-nomad permission and tax residence are separate legal concepts. Holding a visa does not by itself settle tax residence.
Where two countries both consider an individual resident, an applicable double-taxation agreement may contain tie-breaker rules.
The information is general research context rather than personal tax or legal advice.
Which locations are on the research list?
MadridBarcelonaValencia
These locations are research candidates, not a completed city ranking.
What is still uncertain?
The practical notes add published banking requirements, workspace access examples and local outage resources. Individual bank approval and on-site performance are not established. The provider notes describe published policies, not approval for a particular account. The country score has not been increased.
Country research cautions
Notes retained from the underlying country dataset. Later sections may contain additional research.
- Exact documentary and consular procedures can differ by applicant and consular jurisdiction.
- Tax, living-cost, connectivity, safety and broker-access scores remain pending.
